Get Credit Card Facilities for your business
If you are planning to sell something online you will need to get credit card facilities for your business in order to process payments from customers. Credit cards are the primary payment method used online due to the fact that the payment is authorized instantly. Therefore you will not have to wait for checks to clear or for bank transfers to be made in order to ship the product or allow the customer to download a digital product.
If you are seeking to get credit card facilities there are various ways that you can go around doing this. The fastest and most convenient way to do this is to use a third party payment processor. One good all purpose payment processor is PayPal. They allow you to accept credit cards from users in many countries of the world and they have various tools which can be integrated into your website so that the checkout process is as easy as possible for the user. Depending on which country they are located, your buyers could pay you by credit card, bank transfer or from their PayPal balance. There are various other payment processors available online such as Authorize.net and Google Checkout which work in a similar way to PayPal.
If you sell digital goods and need to get credit card facilities for your site, then you could take a look at Plimus or e-Junkie. They offer payment processing services which are geared towards digital goods such as online services or information products.
Another way to get credit card facilities for your business is to get a merchant account. This is a type of account issued by a financial institution that will allow you to accept credit card payments online. You would normally just ask a bank in your area to issue you one. However do take note that some banks have certain conditions to qualify for a merchant account, such as having been in business for a certain number of years, etc. If you don’t qualify for a merchant account from a local bank, there is still another way to get credit card facilities. A simple online search for “merchant account” will reveal hundreds of different service providers which could help you get a merchant account even if your business is considered “high risk” or you were refused by a bank.
